FD Laddering

What is FD Laddering?

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How does it work?

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Example Plan

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Key Benefits

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Who should try this?

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Start Your FD Ladder Today!

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FD Laddering

FD Laddering

A smart way to earn higher returns & keep cash handy!

A smart way to earn higher returns & keep cash handy!

What is FD Laddering?

What is FD Laddering?

Split your FD into smaller parts with different tenures (1, 2, 3, 4, 5 years). This is called FD Laddering!

Split your FD into smaller parts with different tenures (1, 2, 3, 4, 5 years). This is called FD Laddering!

How does it work?

How does it work?

Every year, one FD matures. You can reinvest or use the money. You enjoy better rates & liquidity!

Every year, one FD matures. You can reinvest or use the money. You enjoy better rates & liquidity!

Example Plan

Example Plan

₹5 lakh split into 5 FDs: – ₹1 lakh for 1 yr – ₹1 lakh for 2 yrs – ₹1 lakh for 3 yrs – ₹1 lakh for 4 yrs – ₹1 lakh for 5 yrs

₹5 lakh split into 5 FDs: – ₹1 lakh for 1 yr – ₹1 lakh for 2 yrs – ₹1 lakh for 3 yrs – ₹1 lakh for 4 yrs – ₹1 lakh for 5 yrs

Key Benefits

Key Benefits

✅ Higher interest ✅ Money available every year ✅ Avoid breaking full FD ✅ Beat changing rates

✅ Higher interest ✅ Money available every year ✅ Avoid breaking full FD ✅ Beat changing rates

Who should try this?

Who should try this?

Perfect for: – Retirees – Salaried people – Anyone needing yearly cash flow

Perfect for: – Retirees – Salaried people – Anyone needing yearly cash flow

Start Your FD Ladder Today!

Start Your FD Ladder Today!

Plan smartly, earn more, and stay stress-free! 💹

Plan smartly, earn more, and stay stress-free! 💹