Cut Subscriptions

Keep only 1–2 OTT apps. Cancel unused memberships.

Automate Savings

Set up SIPs or auto-debits. Save before spending!

Plan Vacations Early

Book tickets early. Use off-season discounts.

Avoid Credit Card Debt

Pay full bill, use lifetime-free cards, avoid impulse buys.

Use Public Transport or Carpool

Reduce petrol & maintenance costs. Good for health too!

Lower Electricity Bills

Switch to LED bulbs & turn off appliances.

Avoid Impulse Shopping

Make a list & wait 24 hours before buying.

Build an Emergency Fund

Save 3–6 months of expenses for true security.

Start Now!

Start small, involve family & enjoy the journey!