How to Save Tax in India: 10 Legal Ways You Should Know in 2025 Introduction Paying taxes is important, but overpaying them isn’t! With the right planning, you can legally save a significant amount of tax in India. The Income Tax Act offers several exemptions, deductions, and benefits — all you need is to know […]
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Top 7 Budgeting Apps in India to Manage Your Money in 2025 Introduction Managing your money doesn’t need to be stressful. With smartphones in every pocket, the best budgeting apps in India can help you track spending, plan your monthly budget, and stay on top of your savings—all in real time. In this blog, we
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SIP vs Lumpsum Investment: Which Strategy Works Best for You? Introduction Choosing between SIP vs Lumpsum investment can be confusing for many Indian investors. If you’re planning to grow your wealth through mutual funds, knowing the difference between these strategies is crucial. Each has its strengths, and the right choice depends on your financial situation,
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ELSS vs PPF: Which Tax-Saving Investment is Better for You? 📍 Introduction Choosing between ELSS vs PPF can be tricky, especially when you’re trying to save tax under Section 80C. Both are popular options but serve different financial goals. In this guide, we’ll break down their differences, returns, risks, and suitability—so you can make the
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🏠 50/30/20 Budget Rule: Smart Budgeting Strategy for Indian Households Introduction Managing money wisely is essential in today’s fast-paced life. The 50/30/20 budget rule offers a simple, flexible method to plan your finances. Whether you’re a salaried employee, freelancer, or homemaker, this budgeting strategy helps you track expenses and save efficiently. What is the 50/30/20
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How to Save ₹1 Lakh in a Year: Simple Steps for Middle-Class Indians Introduction Wondering how to save ₹1 lakh in a year? Whether you’re earning a modest income or supporting a family, achieving this savings milestone is absolutely possible with a little planning and commitment. In this guide, we’ll walk you through simple strategies
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Zero-Based Budgeting: A Smarter Way to Control Your Money Zero-based budgeting is a powerful money management technique where you assign every rupee a job—leaving no money unplanned. At the end of the month, your income minus expenses equals zero. This doesn’t mean you spend all your money—it means every rupee is allocated with intention: to
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National Pension Scheme (NPS): What It Is, Benefits, Tax Savings & How to Invest Introduction Retirement planning is one of the most important parts of personal finance. The National Pension Scheme (NPS) is a powerful option designed to help you build a secure retirement corpus while enjoying tax benefits. But what is NPS exactly? How
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Public Provident Fund (PPF) Calculator PPF Calculator Yearly Investment (₹): Interest rate (p.a %): Time period (Years): Invested amount: ₹0 Est. returns: ₹0 Total value: ₹0 The Public Provident Fund (PPF) is one of the most popular long-term savings options in India. But do you really know how much wealth you can build with it?
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Complete Guide to Public Provident Fund (PPF): Tax Savings, Interest & Withdrawal Rules What is Public Provident Fund (PPF)? The Public Provident Fund (PPF) is a long-term savings scheme launched by the Government of India in 1968. It was introduced to encourage people to save small amounts regularly and build a secure corpus over time.
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